Privacy & Data Security

Fre kredit Privacy Policy – Malaysian Player Data Protection

Your privacy is our priority. Find out exactly how fre kredit collects, stores, uses, and protects your personal information as a Malaysia-based player.

Effective Date: 1 January 2026  |  Version: 2.4  |  Jurisdiction: Malaysia

This Privacy Policy outlines our commitment fre kredit in protecting the personal information of every Malaysian player who uses our platform. We fully comply with Malaysia's Personal Data Protection Act 2010 (PDPA) and leading international data protection standards. By using the fre kredit platform, you agree to the data collection and usage practices described in this Privacy Policy.

01

Introduction & Scope of This Privacy Policy

fre kredit is an online casino and Sports Betting platform operating in Malaysia, serving Malaysian players exclusively. As a responsible platform operator, we regard the protection of players' personal data as more than a legal obligation — it is the foundation of trust that underpins the long-term relationship between fre kredit and our player community.

This Privacy Policy applies to all users who access the fre kredit website, register an account, use our mobile app, or interact with any service provided by fre kredit. It covers all personal information collected through our platform, whether directly or indirectly.

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Fre kredit fully complies with Malaysia's Personal Data Protection Act 2010 (PDPA). We only process personal data of Malaysian players with explicit consent and for legitimate purposes as described in this policy.

02

Personal Information We Collect

Fre kredit collects various categories of personal information from our Malaysian players. Below is a full breakdown of the data types collected and their sources:

A. Information You Provide Directly

  • Identity information: Full name, identity card number (MyKad), date of birth, gender, and nationality.
  • Contact information: Email address, mobile number, residential address in Malaysia.
  • Account information: Username, password (stored in encrypted hash form), security questions.
  • KYC verification documents: MyKad copy, bank statements, utility bills for address verification.
  • Financial information: Bank account number, phone number linked to Touch 'n Go eWallet, GrabPay, Boost, ShopeePay, or DuitNow.

B. Automatically Collected Information

  • IP address and approximate location data (country/city level, not precise location).
  • Device type, operating system, browser version, and screen resolution.
  • Gaming activity records: date, time, game type, bet amounts, and winnings.
  • Financial transaction records: deposits, withdrawals, and claimed bonuses.
  • Session logs: login time, logout time, and active session duration.
  • Cookie data and similar tracking technologies.
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Fre kredit will never ask for your bank account password or your full credit/debit card number. If anyone claims to represent fre kredit and requests such information, it is a scam. Please contact our support team immediately.

03

How We Use Your Information

Fre kredit uses your personal information only for legitimate and specific purposes. Below is a full breakdown of how we use your data:

Purpose of Use Data Type Legal Basis
Identity verification & KYC Identity, documents, financials Legal obligation
Player account management Identity, relationship, account Contract performance
Processing deposits & withdrawals Financial, identity Contract performance
Fraud prevention & AML All categories Legal obligation
Marketing & promotions (with consent) Relationship, activity Consent
Platform analytics & improvement Activity, technical Legitimate interest
Customer support Identity, relationship, account Contract performance
Responsible Gaming Game activity Legitimate interests & legal compliance

Fre kredit will not use your personal information for any purpose beyond those stated above without first obtaining your consent.

04

Third-Party Data Sharing & Disclosure

Fre kredit does not sell, rent, or trade our players' personal information to any third party for their own commercial purposes. However, we do share data in the following limited circumstances:

Authorised Service Providers

We work with selected service providers who help us operate the fre kredit platform, including:

  • Payment processors: Payment gateway providers that enable transactions via Touch 'n Go eWallet, DuitNow, GrabPay, Boost, ShopeePay, and FPX. They only receive the data necessary to process transactions.
  • Gaming software providers: Companies that provide slots, Live Casino, and poker games for the fre kredit platform.
  • Cloud & hosting services: Technical infrastructure supporting platform operations to the highest security standards.
  • Analytics services: Analytics tools that help us understand usage patterns to improve the platform.

Legal Obligation

Fre kredit may be required to disclose players' personal data when mandated by Malaysian law, including to:

  • The Malaysian Anti-Corruption Commission (MACC) or relevant authorities in financial crime investigations.
  • The Inland Revenue Board of Malaysia (LHDN) for tax purposes where applicable.
  • Malaysian courts under a valid court order.
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All third-party service providers working with fre kredit are required to sign strict data confidentiality agreements and may only use fre kredit player data for the purposes that have been agreed upon.

05

Data Security & Protection Measures

Fre kredit invests seriously in data security infrastructure to ensure the personal information of Malaysian players remains protected at all times. Our technical and organisational security measures include:

  • 256-bit SSL encryption: All data transmitted between your browser and fre kredit's servers is encrypted using the latest TLS protocols.
  • Hashed password storage: Your password is never stored in plain text — it is hashed using the bcrypt algorithm before being saved.
  • Two-Factor Authentication (2FA): An additional security layer is available for all fre kredit accounts to prevent unauthorised access.
  • 24/7 Monitoring: An intrusion detection system (IDS) monitors the fre kredit platform for suspicious activity around the clock.
  • Data segregation: Player financial data is stored in an isolated environment separate from operational data.
  • Regular security testing: Security audits and penetration testing are conducted regularly by independent experts.
  • Internal access controls: fre kredit staff only have access to the data required for their specific roles, based on the principle of least privilege.
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While we take all reasonable steps to protect your data, no security system is 100% impenetrable. In the event of a data breach affecting your personal information, fre kredit will notify you within 72 hours and take immediate remedial action.

06

Cookies, Tracking & Similar Technologies

The fre kredit platform uses cookies and similar tracking technologies to enhance the user experience and keep the platform running smoothly. The types of cookies we use are as follows:

Cookie Type Purpose Duration
Essential Cookies Maintaining login sessions, account security, and core fre kredit platform functionality Session / 30 days
Preference Cookies Saves your language settings, time zone, and display preferences 1 year
Analytics Cookies Understanding how players use the platform to drive continuous improvement 2 years
Marketing Cookies Showing relevant fre kredit promotions (with your consent only) 90 days

You can manage your cookie settings through your browser at any time. Please note that disabling essential cookies may affect the functionality of the fre kredit platform. For analytics and marketing cookies, you can withdraw your consent via your fre kredit account settings.

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Fre kredit does not use cookies to track your activity outside our platform or share your behavioural data with third-party advertising networks for purposes unrelated to fre kredit.

07

Data Retention Period

Fre kredit retains your personal information for as long as your account is active and for the required period following account closure to meet Malaysian legal obligations. Below are our data retention guidelines:

  • Active account data: Retained for the duration your fre kredit account remains active.
  • Financial transaction records: Stored for 7 years after each transaction, in compliance with Malaysia's tax laws and anti-money laundering regulations.
  • KYC documents: Stored for 5 years after account closure or the date the last document was submitted.
  • Support communication logs: Stored for 3 years for reference and dispute resolution purposes.
  • Game activity data: Stored for 5 years for responsible gaming and audit purposes.
  • Marketing data: Deleted within 30 days of you withdrawing your marketing consent.

Once the specified retention period has lapsed, your personal data will be securely deleted or permanently anonymised from fre kredit's systems.

08

Your Rights Under Malaysia's PDPA

As a data subject under Malaysia's Personal Data Protection Act 2010 (PDPA), you have the following rights regarding the personal information held by fre kredit:

Right of Access

Request a copy of all personal data fre kredit holds about you. We will provide a response within 21 business days.

Right to Rectification

Request correction of any inaccurate or outdated personal data. Update your profile information directly through your fre kredit account settings.

Right to Object

Object to the processing of your data for direct marketing purposes at any time, with no reason required.

Right to Withdraw Consent

Withdraw your consent for consent-based data processing at any time via your account settings or by contacting us.

To exercise any of the rights above, contact the fre kredit Data Privacy Officer by email at privacy@frekredit.app including your full name and account number for identity verification.

09

Children's Data Protection

The fre kredit platform is strictly for individuals aged 18 years and above only. We do not knowingly collect, store, or process any personal information from individuals under the age of 18.

Should we discover that a child's personal data has been collected without our knowledge — whether through registration using false information or by any other means — we will take the following steps immediately:

  • Immediate suspension of the account in question pending investigation.
  • Delete all relevant personal data from fre kredit's systems.
  • Reporting the incident to the relevant Malaysian authorities where required.
  • Returning any remaining account balance once the investigation is concluded and identity has been verified.
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If you are a parent or guardian and believe your child has registered an account on fre kredit, please contact us immediately at privacy@frekredit.app. We will act promptly to resolve the matter.

10

Amendments to This Privacy Policy

Fre kredit reserves the right to update or amend this Privacy Policy at any time to reflect changes in our data practices, Malaysian legal requirements, or platform improvements. When we make significant changes, we will:

  • Updating the "Effective Date" at the top of this page.
  • Displaying a clear notice on the fre kredit homepage for a minimum of 14 days.
  • Sending email notifications to all registered members regarding changes that materially affect their privacy rights.

Your continued use of the fre kredit platform after any changes to this Privacy Policy take effect will be considered acceptance of the amended terms.

11

Contact Our Data Privacy Officer

For any questions, concerns, or complaints regarding how fre kredit handles your personal data, please reach out to our Data Privacy Officer through the following channels:

  • Privacy Email: privacy@frekredit.app — response within 3 business days.
  • General Support Email: support@frekredit.app
  • Live Chat: Available 24/7 on the fre kredit platform — click the chat icon at the bottom right corner.
  • FAQ: Visit the page FAQ us for quick answers.

If you are not satisfied with our response, you have the right to lodge a complaint with Department of Personal Data Protection (JPDP) Malaysia under the Ministry of Communications.

Why Trust fre kredit

Your Privacy Is Our Priority

Fre kredit earns the trust of Malaysian players through transparent and robust data protection practices

Malaysia PDPA Compliance

Fre kredit fully complies with Malaysia's Personal Data Protection Act 2010. All our data collection and processing practices meet the legal requirements set by Malaysia's JPDP.

Bank-Grade Encryption

Your personal and financial data is protected by the same 256-bit SSL encryption used by leading Malaysian financial institutions such as Maybank and CIMB. Your privacy is non-negotiable.

No Data Selling

Fre kredit has never sold, rented, or traded players' personal data to advertisers or third-party data brokers — and never will. Your data belongs to you, not us.

Full Control in Your Hands

You can access, amend, or request deletion of your personal data at any time through your fre kredit account settings or by contacting our Data Privacy Officer directly.

Secure Payments Malaysia

All transactions via Touch 'n Go eWallet, DuitNow, GrabPay, Boost, ShopeePay, and FPX are processed through PCI-DSS certified payment gateways. Your financial information is not stored on fre kredit's servers.

Immediate Breach Notification

In the event of a security incident affecting your data, fre kredit is committed to notifying you within 72 hours and providing full details along with the protective steps you should take.

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Your Data Is Safe with fre kredit

Ready to Play with Peace of Mind? Create Your fre kredit Account Today

With full PDPA data protection, bank-grade encryption, and a transparent privacy policy, you can enjoy slots, Live Casino, poker, EPL Sports Betting, Malaysia Super League, and badminton on fre kredit with complete confidence.

Gambling is for individuals aged 18 and above only. Gamble responsibly. Responsible Gaming

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